An ABLE account is a savings and/or investment option for people with disabilities who qualify. It falls under Section 529A of the Internal Revenue Service tax code. The ABLE Act allows a person whose disability began before age 46 to save money in the ABLE account without affecting most Federally-funded benefits based on need. The money in the account may be used to pay for qualified disability expenses (QDEs). Any ABLE investment growth is not taxed and does not count as income if the funds are used for QDEs.
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